Stop Losing money accepting credit cards. Merchaneer Eliminates the traditional burden of processing fees…

Merchaneer can subsidize your initial hardware & software costs!
Start Saving today.

Merchaneer
Cash rewards platform

 

When you’re ready to save, here are your turnkey implementation options:

 

option one

A business can add a non-cash adjustment to all transactions made with a credit card. A discount is offered when payment is made in cash.

Credit payment example: Merchaneer platform provides customer receipts that clearly outline:


a. Base cost
b. Non-cash adjustment
c. Total sale

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option two

A business can add the pre-determined non-cash adjustment to their advertised/published price and offer a discount for customers who opt to pay with cash.

Credit payment example: Merchaneer platform provides customer receipts that clearly outline:

a. Base cost + non-cash adjustment
b. Total sale


No additional line items on a merchant's
credit card receipts with this option.

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Merchaneer
discounted traditional
platform

 

When you’re ready to save, all we need is a month-end merchant service statement. our tech stack allows you to save money.

 
 

merchaneer Compliance

Per the Durbin Amendment (part of the 2010 Dodd-Frank Act), businesses are permitted to offer a discount to customers as an incentive to pay by alternative methods such as checks or cash, in order to automatically receive a discount which is applied at the time of sale.

By uniformly assessing a set customer fee amount across all products and payment types, merchants utilizing the Merchaneer Cash Discount program meet the standard regulations set forth by all major card service providers. 

Dodd-Frank Wall Street Reform and Consumer Protection Act, which is part of the broader Financial Regulation Reform and Consumer Act.

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Over $13 billion and growing in annual sales in the following industries

Hotels | Restaurants | Bar & Nightlife | Entertainment | Parking | Automotive | Municipality | Medical | C-Store